Bill Discounting: Unlocking Short-Term Income

Product Overview

Bill discounting is a type of investment where funds are placed in bills (invoices) that businesses sell at a discount to access quick liquidity. At Swadeshi Money, we specialize in investing our clients’ money in a diversified pool of discounted bills, enabling them to earn returns without directly managing individual invoices. This approach offers a unique opportunity for investors to tap into short-term, fixed-income potential with minimized administrative hassle.

How Does It Work?

Swadeshi Money carefully selects discounted bills for investment based on the creditworthiness of the underlying companies and the anticipated repayment schedules. Customers’ funds are pooled and invested in a selection of these bills. Once the businesses pay their invoices, the returns from these bills are distributed back to our clients. This setup means that investors benefit from a diversified, professionally managed pool of short-term assets.

How Investors Earn Money

Earnings stem from the difference between the purchase price of the discounted bill and its full value upon repayment. Since each bill has a short-term maturity, investors realize returns relatively quickly. This makes bill discounting a suitable choice for those looking for shorter investment cycles and steady income potential.

Risk Involved

While bill discounting generally provides stable returns, some risks do exist:

Returns Delivered in the Past

Historically, Swadeshi Money’s bill investments have delivered stable returns, generally ranging from X% to Y% per annum, depending on the credit ratings of the bills and current market conditions. Our focus is on providing consistent, attractive returns while balancing the risk profile of the portfolio.

Why Should Customers Invest in This Product?

Why Choose Swadeshi Money?